Built to break the cycle

Banking Beyond Bars exists because we believe financial access and education shouldn’t be limited. We help formerly incarcerated individuals access the tools they need to rebuild stability, credit and confidence.

The Banking Beyond Bars program originated from a January 2023 meeting between Darryl Riley, Co-Founder of the Up From Slavery Initiative, and Scott Prior, President and CEO of Connection Credit Union. The purpose of their discussion was to explore ways to expand financial literacy and improve access to financial services for underserved populations and youth within the community. As a result of that meeting, the partnership was formed, and the Banking Beyond Bars program was launched.

A second chance starts with opportunity and access.

Returning home should mean a fresh start, but for most it means closed doors. Without a banking relationship or direction for rebuilding credit, the cycle continues.

Banking Beyond Bars exists to break that cycle. By giving participants real access to financial tools, education, and mentorship, we help turn release into rebuilding, and rebuilding into staying free.

2X

More likely to have poor credit if they’ve experienced incarceration personally or in their family

650

Average credit score for participants who started with no score and completed one year in the program

Three pillars. One foundation.

Every part of Banking Beyond Bars is built around what participants actually
need to rebuild, not what looks good on paper.

EDUCATION

Learn how money actually works

Practical financial literacy, budgeting, credit, banking, taught in a way that sticks beyond the classroom.

ACCOUNTABILITY

Stay on track with real support

Structured mentorship ensures participants follow through and build habits that last.

ACCESS

Utilize banking tools

Direct connection to banking tools through Connection Credit Union, the foundation for a stable financial future.

Your path forward, at your pace.

The program runs over 14+ months, long enough to build real habits, structured enough to keep you moving forward.

Apply & Get Started

Fill out a short application. No cost, no barriers, just commitment.

Build Your Knowledge

Attend three in-person classes to build your financial literacy.

Establish Banking Access

Open an account with Connection Credit Union and put your knowledge into practice.

Introducing The Money Mentor

Meet your assigned money mentor for personalized financial counseling.

Graduate With a Foundation

Leave with the habits, tools and account access to continue building your financial future.

A program built through collaboration.

Banking Beyond Bars is run in partnership between a community credit union and a reentry focused nonprofit. Together they combined their knowledge, resources and connections to bring Banking Beyond Bars to life.

BANKING PARTNER

Serving the underserved

Connection Credit Union provides each member of our local cooperative family, including those underserved by larger institutions, with personalized financial and education services, ensuring all our members have the tools for financial success.

COMMUNITY PARTNER

Rooted in reentry

Born from lived experiences, the Up From Slavery Initiative provides underserved youth and adults of color with a pathway to freedom from the school to prison pipeline in Washington State.

Your fresh start begins here.

Applying takes a few minutes. What comes after can change everything. No cost, no barriers, just a commitment to show up.